Queensland’s New 6-Star Energy Rating for Raised Homes

What Homeowners Need to Know

From 14 August 2026, Queensland amended QDC MP 4.1 – Sustainable Buildings to introduce a 6-star thermal performance pathway for eligible raised-floor homes. Most new homes in Queensland must still achieve a minimum 7-star thermal performance rating for the building shell. However, qualifying raised floor homes, where at least 50% of total floor area is over an unenclosed space, can now comply at 6-stars whilst also meeting the separate Whole of Home energy requirement.

Author profile picture of Stephen Griffith. Procurement & Estimating Manager at BESA By Stephen Griffith, Procurement & Estimating Manager at BESA
With 25 years’ experience in residential construction, estimating and procurement.

 
This matters for homeowners building on sloping, flood-prone or challenging blocks across Brisbane and the Gold Coast, where elevating a house on stumps is often the most suitable construction method. As a luxury custom home builder experienced with difficult sites, BESA helps clients understand how the stump home energy rating rules in Queensland affect the choice between a concrete slab foundation and a raised-floor design.

What Changed in Queensland’s Energy-Efficiency Rules for Raised-Floor Homes?

New residential homes in Queensland must meet minimum star ratings for energy efficiency to obtain building approval. Obtaining a home energy rating in Queensland typically involves the Nationwide House Energy Rating Scheme (NatHERS), which evaluates residential designs for compliance with building codes. Accredited assessors must be trained and meet quality standards under this scheme.

The key changes from the August 2026 amendment include:

  • The 7-star building shell requirement remains for most detached houses and townhouses
  • Eligible raised-floor homes can now comply at 6 stars
  • Eligibility generally requires at least 50% of floor area above unenclosed space, covering traditional Queenslanders on timber or steel stumps, contemporary elevated homes on concrete stumps, and new stumps supporting a home above a flood planning level
  • Energy assessments measure a building’s thermal performance and energy use of fixed appliances, and the Whole of Home assessment, which analyzes fixed appliances like hot water systems and air conditioning, still applies to every new home regardless of foundation type
  • Whether a particular design qualifies must be confirmed by the project’s building designer, energy assessor and building certifier.

Note: Always check the current QDC MP 4.1 documentation on a Queensland Government website, as requirements can be updated over time.

Why Can Stump and Raised Homes Be Harder to Achieve Higher Energy Ratings?

A home energy rating tells you how efficiently your home uses energy and how comfortable it is all year round. An accredited energy assessor uses software to simulate the movement of heat for a building assessment. Important factors are orientation, construction materials, insulation and shading.

Homes on stumps face a clear challenge: the underside of the floor is exposed to external temperatures rather than being thermally coupled to the ground. This is important because lower-rated homes require more artificial heating and cooling compared to higher-rated homes.

To push an elevated home to 7 stars, designers have traditionally needed:

  • Upgraded floor insulation, stump foundations require more insulation in cooler climates, and effective insulation and reflective foils contribute to energy efficiency by minimising heat transfer through walls and floors
  • Higher-performance glazing and altered window sizes
  • Additional shading devices and tighter building envelope design
  • Modified layouts to enhance cross-ventilation

The type of stumps also matters. Concrete stumps are unaffected by changes in soil moisture and are stable under varying conditions. Steel stumps are resistant to rot and termites, and the likelihood of pests compromising the structure over years is reduced. In contrast, a concrete slab on level blocks can often handle temperature swings better with fewer upgrades.

The 6-star pathway is a recognition that pushing a raised home from 6 to 7 stars can be inherently more complex and cost-sensitive.

Sloping block home by BESA designed for a challenging Brisbane site


Could the New 6-Star Pathway Reduce the Cost of Building a Raised or Stump Home?

The primary benefit is design flexibility, not a guaranteed price reduction. Energy-efficient designs reduce overall household energy consumption and greenhouse gas emissions, and the home energy rating in Queensland helps identify cost-effective upgrades for improving energy efficiency, but each project is different.

Areas where compliance at 6-stars may reduce spending:

  • Thicker floor insulation specifications
  • Premium high-performance glazing that previously may have been essential purely for the rating
  • Larger shading structures or orientation compromises that limited views

Adjustable steel stumps minimize waste during installation, and steel production has lower carbon emissions than concrete, with steel being 90% recyclable globally. These factors add durability and longevity to an elevated design. Stump foundations can also make home renovations easier in later years, as pipes and services remain accessible beneath the floor.

However, structural engineering for tall steel stumps, deeper concrete footings, or undercroft bracing can still make elevated construction comparable in price to a slab. The Whole of Home requirement—covering solar PV, efficient hot water, and air conditioning—still applies, so the process of achieving overall compliance extends beyond the building shell.

BESA does not recommend choosing between a concrete slab and stumps based solely on star ratings. The decision should suit the land, the design, and the budget together.

Potential Savings from the 6-Star Raised-Floor Pathway

While BESA emphasises design flexibility as the primary benefit of the 6-star pathway, there is potential for conservative cost savings ranging from $10,000 to $15,000 or more, depending on the home’s size and complexity. These savings stem from reduced requirements for high-cost thermal performance upgrades typically needed to meet the stricter 7-star standard.

For example, the need for premium-grade insulation materials, advanced glazing systems, and extensive shading structures may be scaled back without compromising compliance under the 6-star rating. This can translate into tangible savings in materials and labour costs.

Maintaining a 7-Star Rating on Raised Homes

For homeowners prioritising environmental sustainability or aiming for the highest energy efficiency, maintaining a 7-star rating on a raised home remains achievable at BESA. We offer a range of window and insulation upgrades designed to enhance thermal performance without sacrificing design intent.

One less common but effective approach involves reducing window sizes in favour of smaller, more energy-efficient glazing. While this can improve the home’s thermal envelope, it may impact natural light and views, factors that many homeowners prefer to maximise. BESA works closely with clients to balance these trade-offs, ensuring that energy efficiency goals align with lifestyle and aesthetic preferences.

What Does This Mean for Sloping and Other Challenging Blocks?

Common scenarios across Brisbane and the Gold Coast include steep inner-city streets, bush-facing slopes, and uneven fringe land where a standard flat slab would require major earthworks. Stump foundations work well on sloping sites and allow for better surface water drainage.

Construction options for a sloping block typically include:

  • Cut and fill with retaining walls and a concrete slab
  • Split-level construction
  • Elevated designs on new stumps following the natural fall

Before August 2026, one knock against choosing elevated construction on a slope was the likelihood of needing extra insulation and glazing upgrades to secure a 7-star rating. The 6-star pathway may now reduce that disadvantage, giving homeowners and designers more freedom to prioritise the ideal floor height for views, breezes, and garage access.

Steel stumps require less frequent replacement than wood, and house raising can create additional living space underneath—making elevated construction increasingly popular on the right sites. That said, the choice should still begin with a thorough site assessment: soil results, retaining requirements, driveway gradients, and drainage.

BESA often helps clients compare concept designs for the same sloping block, one on a stepped slab, one as a split-level home, and one elevated on stumps, to find which approach delivers the best balance of design, construction complexity, and energy rating outcomes.

What Does This Mean for Flood-Prone Blocks?

In South East Queensland, river corridors, overland flow paths, and low-lying coastal suburbs regularly present flood-prone building conditions. House raising elevates homes above flood levels in Queensland, and councils often impose minimum habitable floor levels that make elevated construction a logical response.

Key points for flood-prone sites:

  • Elevating the habitable floor on steel stumps or concrete stumps engineered for inundation and debris loads is one proven approach
  • The 6-star pathway is purely about thermal performance of the building shell—it does not determine flood immunity or compliance with council flood overlays
  • Previously, designing a flood-compliant elevated home that also achieved 7 stars could be challenging, as flood-related height and layout decisions sometimes pushed the design away from the most energy-efficient configuration
  • The lower 6-star target may now reduce the number of extra upgrades needed around the exposed floor and envelope

House raising requires council approval in Queensland, and raising a house can cost between $10,000 to $50,000 depending on the scope. Each flood-affected site involves specific hydraulic information, required freeboard, structural engineering of stumps, and building classification—all of which need professionals to assess before committing to a construction method.

BESA works with engineers, town planners and certifiers to integrate flood, structural, and energy compliance into a single site-specific solution.

Does This Mean Every Stump or Raised Home Only Needs 6 Stars?

No. Not every stump or raised home in Queensland automatically qualifies for the 6-star pathway. Common questions and misunderstandings include:

  • The home must satisfy the QDC definition of raised-floor construction and be assessed as such during NatHERS modelling
  • A two-storey home on a concrete slab with an enclosed lower level usually would not qualify, even if it looks elevated from the street
  • Enclosing the undercroft with habitable rooms or garages can affect eligibility
  • The Whole of Home energy requirement remains unchanged—homes on stumps still need efficient systems to achieve overall compliance
  • Re-stumping improves structural integrity of older homes, but an older home being replaced or undergoing a rebuild on existing stumps still needs to meet current standards

Rather than planning a design around “getting away with 6 stars,” homeowners should learn to see the pathway as flexibility for the right sites. Ask your building designer and energy assessor early in the concept stage whether your preferred elevated design is likely to qualify, so any changes to undercroft layout or floor area can be considered with precision before finalising plans.

Choosing Between Stumps and a Concrete Slab: How BESA Assesses Your Block

For BESA, the decision between a slab and a raised-floor system always starts with the land. We assess a range of factors before recommending a construction method:

  • Detailed survey levels and contours
  • Soil and geotechnical test results
  • Retaining requirements and driveway gradients
  • Stormwater, overland flow paths, and pipes routing
  • Structural engineering for concrete stumps or tall steel stumps
  • The desired relationship between indoor and outdoor living areas
  • Maintenance, safety, and long-term quality considerations

On some blocks, a conventional concrete slab remains the best solution for stability and cost. On others, new stumps and a raised-floor design deliver a better outcome—particularly where homeowners want to capture a view, improve natural ventilation, or meet flood-level requirements without extreme earthworks and waste from unnecessary excavation.

Because BESA specialises in luxury custom homes, we tailor elevated designs with premium finishes—expansive decks, 3-metre ceilings, and high-end cladding—while working within the 6- or 7-star framework. Our commitment is to making sure every home is designed around the opportunities and constraints of the land, not forcing a standard solution onto a site that demands something more considered.

Building on a Challenging or Flood-Prone Block?

If you own or are considering a property where slope, flood requirements, or site conditions could influence how your home is constructed, talk to BESA before locking in a design. Our team can review your land, understand what you want from your home, and explore whether elevated construction, a stepped slab, or another approach is the right fit for your site, your budget, and Queensland’s current energy requirements.

Discuss Your Block With BESA →

About Stephen Griffith

Stephen Griffith | Procurement & Estimating Manager, BESA

Stephen brings 25 years of experience in residential construction, spanning estimating, procurement and operations. At BESA, he applies his extensive knowledge of construction costs and procurement to support accurate estimating, considered planning and commercially sound project delivery.

Meet Stephen and the BESA team →